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Payment processors, invoicing tools, and business banking compared.
Built for freelancers and solopreneurs who need clarity on fees, limits, and hidden costs.
🏆 Top Fintech Tools
Ranked by our Solo Biz Score — fee transparency, free tier value, and ease of setup
Stripe
Full-stack payment infrastructure for internet businesses. Accept payments, send payouts, and manage everything in between.
Free: No monthly fees
Wise (TransferWise)
International money transfer and multi-currency business account with real exchange rates.
Free: Free multi-currency account
Mercury
Modern business banking designed for startups and tech companies. FDIC-insured with powerful API.
Free: Free checking and savings
Wave Financial
Free accounting, invoicing, and receipt scanning for small businesses and freelancers.
Free: Completely free accounting, invoicing, and receipt scanning
Plaid
Financial infrastructure API that connects applications to users' bank accounts for data access and payments.
Free: Free sandbox for testing
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What makes us different from NerdWallet and G2
Solo Biz Focus
Every tool is scored from a freelancer's perspective — not enterprise finance teams.
Fee Transparency
Transaction fees, monthly costs, and hidden charges exposed. Free tier limits analyzed.
"Not For" Honesty
We tell you when NOT to use a payment tool — something fintech review sites never do.
Fintech Stacks
Pre-built payment + invoicing + banking combinations with total cost calculations.