PayPal Pricing in 2026

Everything you need to know about PayPal plans, costs, and whether the free plan is enough for your needs.

Last updated: February 2026 · 1 plans compared

Starting PriceFree
Free Plan✅ Available
Annual Discount✅ ~20% off
Rating4.2/5
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Use PayPal pricing as the start of the decision

Pricing pages bring high intent. The next step is to compare free limits, alternatives, and total finance stack cost before the reader exits.

Read the PayPal reviewCheck strengths, risks, and operator fit.

📋 Free Plan Details

Limits: See website

All PayPal Plans

Free

$0

Forever free

Limited features

Business

Custom

per user/month

💰 Real Cost by Team Size

Based on the entry-level paid plan. Annual estimates assume ~20% discount.

Team SizeMonthlyAnnual
1 userFreeFree
5 usersFreeFree
10 usersFreeFree
25 usersFreeFree
50 usersFreeFree

Frequently Asked Questions

How much does PayPal cost in 2026?

PayPal offers a free plan and paid plans starting at Free per user/month. Annual billing offers a discount.

Does PayPal have a free plan?

Yes, PayPal offers a free plan. See website

What does PayPal cost for a team of 10?

Pricing varies by plan. Contact PayPal for team pricing or see the detailed breakdown above.

Does PayPal offer annual billing discounts?

Yes, PayPal offers discounts for annual billing, typically 15-20% compared to monthly billing.

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