Ramp Pricing in 2026
Everything you need to know about Ramp plans, costs, and whether the free plan is enough for your needs.
Last updated: February 2026 · 3 plans compared
📝 Our Take on Ramp Pricing
Ramp is the most innovative corporate card/expense management product of the past 3 years. The spend intelligence feature has genuinely saved companies 5-10% on SaaS subscriptions by identifying unused licenses and duplicate tools. The fact that it's free (they make money from interchange fees) makes it a no-brainer for any US startup.
Free. Actually free. Ramp makes money from interchange fees (the merchant pays), not you. The 1.5% cashback on top of free expense management makes this the best deal in corporate finance. Plus at $12/user adds advanced accounting automation.
📋 Free Plan Details
Limits: Free corporate cards, expense management, bill pay, and accounting integrations. No per-user fees.
Users: Unlimited
All Ramp Plans
Free
Forever free
Unlimited
Free
per user/month
Plus
per user/month
Enterprise
per user/year
💰 Real Cost by Team Size
Based on the entry-level paid plan. Annual estimates assume ~20% discount.
Frequently Asked Questions
How much does Ramp cost in 2026?
Ramp offers a free plan and paid plans starting at Free / $0/mo per user/month.
Does Ramp have a free plan?
Yes, Ramp offers a free plan. Free corporate cards, expense management, bill pay, and accounting integrations. No per-user fees. The free plan supports Unlimited.
What does Ramp cost for a team of 10?
Pricing varies by plan. Contact Ramp for team pricing or see the detailed breakdown above.
Not sure about Ramp?
Compare alternatives or read our in-depth review.