Xero Pricing in 2026
Everything you need to know about Xero plans, costs, and whether the entry-level plan is enough for your needs.
Last updated: February 2026 · 3 plans compared
📝 Our Take on Xero Pricing
Xero is the best QuickBooks alternative, especially for international businesses. The unlimited users policy (vs QuickBooks' per-user pricing) makes it significantly cheaper for teams. Multi-currency support is genuinely superior — real-time exchange rates and automatic gain/loss tracking. The ecosystem of 1000+ apps compensates for missing built-in features.
At $15/mo for Starter, Xero is half the price of QuickBooks Simple Start. However, the 20-invoice limit on Starter pushes most businesses to Standard ($42/mo). The unlimited users policy saves significant money for teams of 3+. Always check for promotional pricing (often 75% off for 3 months).
All Xero Plans
Starter
per user/month
Standard
per user/month
Premium
per user/month
💰 Real Cost by Team Size
Based on the entry-level paid plan. Annual estimates assume ~20% discount.
Frequently Asked Questions
How much does Xero cost in 2026?
Xero paid plans starting at $15/mo per user/month.
Does Xero have a free plan?
No, Xero does not have a free plan. The cheapest option starts at $15/mo.
What does Xero cost for a team of 10?
For a team of 10, Xero costs approximately $78/month on the entry-level paid plan.
Not sure about Xero?
Compare alternatives or read our in-depth review.