Xero Pricing in 2026
Everything you need to know about Xero plans, costs, and whether the entry-level plan is enough for your needs.
Last updated: February 2026 · 3 plans compared
📝 Our Take on Xero Pricing
Xero is the best QuickBooks alternative, especially for international businesses. The unlimited users policy (vs QuickBooks' per-user pricing) makes it significantly cheaper for teams. Multi-currency support is genuinely superior — real-time exchange rates and automatic gain/loss tracking. The ecosystem of 1000+ apps compensates for missing built-in features.
At $15/mo for Starter, Xero is half the price of QuickBooks Simple Start. However, the 20-invoice limit on Starter pushes most businesses to Standard ($42/mo). The unlimited users policy saves significant money for teams of 3+. Always check for promotional pricing (often 75% off for 3 months).
Use Xero pricing as the start of the decision
Pricing pages bring high intent. The next step is to compare free limits, alternatives, and total finance stack cost before the reader exits.
Read the Xero reviewCheck strengths, risks, and operator fit.All Xero Plans
Starter
per user/month
Standard
per user/month
Premium
per user/month
💰 Real Cost by Team Size
Based on the entry-level paid plan. Annual estimates assume ~20% discount.
Frequently Asked Questions
How much does Xero cost in 2026?
Xero paid plans starting at $15/mo per user/month.
Does Xero have a free plan?
No, Xero does not have a free plan. The cheapest option starts at $15/mo.
What does Xero cost for a team of 10?
For a team of 10, Xero costs approximately $78/month on the entry-level paid plan.
Not sure about Xero?
Compare alternatives or read our in-depth review.